Frequently Asked Questions

The easy answer is...anywhere. We finance for any dealer in Baton Rouge, as long as they sell reliable cars and treat you fairly.  If you have a car already picked out, give us a call.

While American First is not a prime lender, like a bank or credit union, we are a gre​at option for those established buyers who need just a little extra help and those who are rebuilding. We have a variety of programs based on key credit, income, and stability factors that expand our criteria.

We finance most reliable used cars, trucks, and SUVs from licensed dealerships and individual seller. Cars must be 2005 or newer with less than 200,000 miles.  We do have restrictions on certain modifications, repair prone models, and branded titles.

We look at more than just credit scores — factors like income, stability, and willingness to pay are equally important. That means you may qualify even if you’ve been turned down elsewhere.

We offer personalized loans to fit almost any need, from appliance purchases to vacation, we do our best to help you get what you need.

Of course.  Just visit our APPLICATION page and provide the information for the vehicle you wish to purchase.  We will take care of the rest.

You can! Click on the customer login option at the top of the page.  You will need your customer account number. 

In most cases, we can have an answer to you in less than 15 minutes (during business hours).  There are exceptions, but rarely.

No. While auto loans are a large part of what we do, we also offer personal loans for unexpected expenses, appliances, vacations, or other needs.