When I first started exploring the world of finance, it felt like stepping into a maze. Numbers, terms, and concepts swirled around me, making it hard to know where to begin. But here’s the good news: understanding the basics of finance doesn’t have to be complicated. In fact, with a little guidance and some friendly explanations, you can feel confident managing your money and making smart financial decisions. Let’s take a gentle walk through the essentials together. The Basi

Credit washing has exploded in the last year. TransUnion reported that fraud-related dispute filings have jumped more than 200%. It’s no coincidence — social media is full of “credit gurus” claiming they can delete bad credit overnight.

When applying for a loan, many people ask, “Will I get approved?”

At American First, we see it every day: good people working hard, trying to make smart money moves in a world that feels stacked with...

Managing credit in today’s economy isn’t just about making payments on time—it’s about making wise financial choices.

Whether you use a free service like Annual Credit Report or Credit Karma, or you opt for a paid monitoring plan, the most important thing is to stay aware of your credit.

Your credit is important. Without it, major purchases like a home or a car can be difficult — if not impossible — to secure. Banks often...

Businesses like American First Financial Services help people keep their lives moving. When families have access to transportation, emergency funds, and fair financing, the entire community becomes stronger, more stable, and more connected.

Paying attention to how interest is calculated makes such a big difference in how fast your balance goes down.

If you’re trying to build or rebuild credit, the fastest wins come from three habits: check your reports , fix errors , and protect your...