top of page

Budget Planning 101

Make Every Paycheck Work For You

Do you feel like you should have money left over each month, but somehow it's gone before the next payday?

 

Are you living paycheck to paycheck, struggling to keep up with bills, or looking for a better way to manage your money?

 

Together, we'll build a personalized budget based on your actual income, bills, and spending habits that you can realistically stick to.

What's Included?

✔ One-on-one Budget Planning Session

✔ Review of Household Income & Expenses

✔ Review of Bank Statements & Monthly Bills

✔ Personalized Monthly Budget

✔ Paycheck-by-Paycheck Bill Payment Calendar

✔ Debt Reduction Strategies

✔ Savings Planning

✔ Budget Categories for:

  • Bills

  • Savings

  • Debt Reduction

  • Everyday Spending

  • Fun Money

✔ Personalized Written Budget & Action Plan

 

You'll Leave With

• A budget built around your income

• A clear plan for paying your bills on time

• A strategy to reduce debt

• A savings plan that fits your budget

• The confidence to know exactly where your money is going each month

 

Initial Budget Planning Session   -   Only $99

Includes a 60 minute consultation, personalized budget, payment calendar, debt reduction plan, and savings action plan.

Need to Update Your Budget Later?      -     Only $30

Whether you've paid off debt, changed jobs, received a raise, added expenses, or simply need help adjusting your budget, we're here for you.

30-Minute Budget Review

 

No monthly memberships. No long-term commitment.

Schedule a review only if and when you need one.

Questions After Your Visit?

We're happy to answer brief questions by phone or email at no additional charge.

Why Choose American First?

For over 35 years, we've helped individuals and families understand their finances and overcome financial challenges. We've reviewed thousands of household budgets and know what works in the real world, not just on paper.

Budget Planning 101 provides education and guidance for household budgeting, cash-flow management, debt organization, and savings strategies. We do not provide investment, tax, legal, insurance, or debt settlement services. We do not take possession of client funds or make payments on behalf of clients.

Schedule My Budget Sesssion

Take control today by scheduling your in personal budget review.

Select an option

Thanks for submitting!

Original (5)_edited.jpg
  • Facebook
  • Instagram

225-928-7851

135 Croydon Ave, Baton Rouge, LA 70806, USA

Disclaimer: American First Financial Services, Inc. is an independently owned and operated, Louisiana-licensed lender based in Baton Rouge. We are not affiliated with any other lenders, though some may have similar names.

Secure payment portal provided by Repay for American First Financial Services, Inc., Baton Rouge, LA.

Content Ownership Notice
All content on this website — including text, blog articles, FAQs, guides, and tools — is original and copyrighted by American First Financial Services.

Copying, republishing, or using this material on another website without written permission is strictly prohibited. Any duplication, including paraphrased or derivative versions, may result in DMCA action.

© 2025 by American First Financial Services, NThompson. 

bottom of page