Whether you use a free service like Annual Credit Report or Credit Karma, or you opt for a paid monitoring plan, the most important thing is to stay aware of your credit.

Your credit is important. Without it, major purchases like a home or a car can be difficult — if not impossible — to secure. Banks often...

Getting your credit started may seem like one of the hardest things to do. Majority of the time, most first time borrowers hear the same...